Expertise that’s shaping the next generation of FinTech
We have been developing banking and financial software for enterprise-level companies and innovative startups for nine years, driving cost efficiency and sustainable growth. With ATS Global as your fintech software partner, you can focus on strategy for your business while we handle all stages of fintech software development.
The FinTech world isn’t just about transactions. It’s about trust, compliance, and staying ahead in a rapidly changing regulatory environment. ATS Global leads the way in building solutions that offer useful insights, reduce operational costs, and enhance customer experience.
Banking case studies
Banking platforms we’ve delivered
Two of India’s largest banks, a UK national payment gateway and a central bank regulator. Each one below is a delivered project with a full write-up: the problem, what we built and what changed.
India
ICICI Bank
Four banking applications consolidated on one Liferay DXP 7.4 platform
Four separate applications meant four infrastructures, four logins and four maintenance teams, and a security posture that varied from one application to the next.
A phased migration, one application at a time. The shared DXP platform, Oracle database and enterprise SSO went in first; each application then moved across with its MVC portlets refactored to React and its database folded into one schema.
Results
•Infrastructure cost down 45%
•Pages load 55% faster after the move to React portlets
•Operations overhead down 50% with one support model
Early Warning System re-architected after the Vijaya Bank and Dena Bank mergers
The risk system was built for one bank's data. After the mergers it had to take in three banks' worth, and new RBI rules called for maker-checker approval and a full audit trail on every risk decision.
The monolith was split into Spring Boot microservices behind Liferay DXP 7.4, with Angular portlets for risk officers, ingestion pipelines for the merged banks' data, a multi-level maker-checker workflow and predictive risk dashboards.
Dispute management and release engineering on a national payment gateway
Bill Pay, a UK payment gateway service later acquired by Mastercard from Vocalink, sits between merchants and financial institutions. It needed continuous development under enterprise release control across several test environments.
Feature work on the Dispute Management System and the PBA and PBBA modules, Jenkins CI/CD jobs for portal deployments, a Nexus artefact repository, SAML single sign-on, and releases run through Sprint, Pre-SIT, Hotfix and SIT.
Results
•Deployment preparation cut from 4 hours to 30 minutes
•PBA and PBBA enhancements passed SIT with zero critical defects
•Artefact version conflicts eliminated with one Nexus repository
EWS-Plus: a national early warning system for the central bank
Bhutan's central bank needed to watch every regulated bank for fraud indicators, instability signals and non-compliance. Without automated monitoring, risks surfaced only after the damage was done.
A Liferay DXP 7.4 platform with REST service modules to ingest data from the banks, a multi-level Kaleo maker-checker workflow for indicator review, custom Elasticsearch indexing for search and alerting, in-app and email notifications, and Excel reporting.
Results
•Real-time risk monitoring across every regulated institution in Bhutan
•Sub-second search across millions of financial records
•Zero unauthorised indicator changes under maker-checker
•No missed critical alerts for regulatory officers
Liferay DXP 7.4 · Spring Boot · Elasticsearch · Kaleo
Building around the core banking system, not through it
Most banking work is not a new core. It is the portal, risk system or payment service that must read from the core and report back without putting it at risk. These are the integration patterns we have shipped, each taken from a project on this page.
APIs around the core, not inside it
Secure REST APIs into five banks' core banking systems bring borrower data in and send risk signals back. The cores stay untouched; the new platform talks to them through one contract.
Ingestion pipelines brought Vijaya Bank and Dena Bank data into one early warning system. They scale separately from analytics and workflow, which is how the system absorbed three times the volume.
Every risk action is made by one officer, approved by another and recorded. Built as a multi-level workflow for RBI requirements, and on Liferay Kaleo for a central bank regulator.
Enterprise SSO put four consolidated banking applications behind one login, and SAML SSO handles enterprise authentication on a national payment gateway.
Custom Elasticsearch indexing gives sub-second search across millions of financial records, and in-app and email alerts reach regulatory officers as indicators change.
Jenkins pipelines, one Nexus artefact repository and staged Sprint, Pre-SIT, Hotfix and SIT releases, so nothing reaches a payment platform's production without passing the same gates.
The technology problems that quietly slow this sector down — and the ones we’re built to solve.
Security & Fraud
Every endpoint is a target. Legacy systems without zero-trust boundaries, encryption, and audit trails expose customer data and capital to risk at scale.
Regulatory Pressure
KYC, AML, PCI-DSS, and audit requirements change constantly — and manual compliance processes can't keep pace without slowing the business down.
Legacy Core Systems
Decades-old cores that can't expose modern APIs make every new digital channel a costly, risky integration project that delays time to market.
Our offerings
Seamless user experiences
Applications for payment, investment, and financial management. Your business deserves solutions that are as forward-thinking as you are — built to keep you ahead in the fast-paced financial landscape.
Secure, seamless payment gateways across platforms with custom APIs, fraud detection, and real-time monitoring — boosting trust and transaction success rates.
Mobile Banking
Mobile apps for managing finances on the go — account management, mobile deposits, bill payments, and fund transfers with a secure, user-friendly interface.
Online Banking
Online payment apps that streamline processes and improve profitability with multi-currency support, subscription billing, and one-click payments optimized for speed and security.
Trading & Exchanges
Bespoke trading platforms built with exceptional business logic, stability, scalability, and security — handling high-volume transactions without compromise.
Crowdfunding
Crowdfunding platforms that facilitate fundraising across various models — equity, reward, and donation — with a streamlined user experience at the core.
Investment Mgmt
Investment management apps offering account management, portfolio tracking, and fund transfers with a secure, user-friendly interface and value-added services.
BFSI Solutions
Comprehensive digital solutions for BFSI institutions including core banking, loan management, and risk assessment — automating processes and enabling personalized service.
Accounting Mgmt
Accounting applications that streamline financial record-keeping and enhance visibility. Suitable for businesses of all sizes — from startups to enterprise finance teams.
Our process
Explore our development blueprint
We use a strategic framework to design futuristic solutions — focusing on your unique needs and adapting to feedback at every step to ensure our solutions accurately reflect your core ideas.
STEP 01
Requirements analysis
We collaborate to understand your goals, target audience, value proposition, financial services needs, regulatory compliance, and security — producing a comprehensive project roadmap.
STEP 02
Architecture design
We design a dynamic architecture selecting a technology stack that ensures scalability, security, real-time data processing, and seamless integration with financial systems.
STEP 03
UI/UX design
Intuitive dashboards, clear data visualizations, and seamless transaction flows — designed to be accessible and device-optimized with consistency across all platforms.
STEP 04
Development process
We use agile methodologies to build and test features in iterative cycles, adapting to new regulations and emerging technologies throughout development.
STEP 05
Compliance & security
After finalizing design, we apply agile methods to ensure seamless integration while adapting to new regulations and emerging technologies at every iteration.
STEP 06
Financial integration
We integrate your app with financial systems and third-party services through APIs, ensuring smooth interaction with banking systems, payment gateways, and data exchange.
STEP 07
Deployment & support
Post-launch support — reviewing performance, resolving issues, and implementing updates to keep the software current and meet evolving market demands.
Looking to revolutionize your FinTech services?
Reach out today to start your journey toward a smarter, more compliant financial platform.
FinTech software development that accelerates your digital transformation — we dive deep into the financial ecosystem, ensuring our solutions are innovative, rock-solid in security, and built for tomorrow.
01
Scalability and flexibility
Whether adding features, handling increasing transaction volumes, or expanding into new markets, our solutions empower you to evolve your business operations to meet any need.
02
Emphasis on user loyalty
We create intuitive interfaces that make complex financial processes easy to understand and navigate, ensuring optimal usability and promoting adoption and long-term retention.
03
Comprehensive risk management
In the high-stakes world of finance, managing risk is crucial. We build solutions with built-in risk management features — proactive mitigation to protect your business from financial threats.
04
Seamless user onboarding
From intuitive registration and verification to user-friendly interfaces, we make sure your customers can effortlessly get started with your platform from day one.
05
Multi-channel customer engagement
Our expertise includes developing multi-channel solutions that integrate web, mobile, and conversational interfaces — vital for comprehensive financial customer service.
06
Technology stack for longevity
We work with cutting-edge technologies and frameworks to keep your platform relevant and adaptable, providing a powerful foundation for growth and future integrations.
Innovation-driven upgrades
Elevate financial efficiency
We design solutions with advanced features that match the dynamic nature of the financial sector — here are a few key capabilities that make our platforms stand out.
Data analytics capabilities
FinTech software with integrated analytics to gather, process, and analyze large data volumes in real time — delivering deep insights into customer behaviour, market trends, and financial risks.
AI-driven personalization
Advanced AI algorithms deliver highly customized financial insights and product recommendations — adapting to individual needs and making the experience unique for each user.
Instant payment processing
Peer-to-peer transfers, merchant payments, and cross-border transactions handled at high volumes while ensuring transaction speed, accuracy, and compliance.
Blockchain integration
We integrate blockchain technology for transaction security, smart contracts, digital identity verification, asset management, and streamlined compliance automation.
Built with
The stacks behind our banking work
Every banking platform on this page runs on one of three practices. The portal layer is Liferay; the risk and transaction services behind it are Spring Boot; and the newest work adds AI on top of both — deployed in-region so customer data never leaves the bank.
Let’s build banking software your customers trust.
Tell us about your project and what you need it to achieve. We respond within one business day and can provide a customised quote for your requirements.
