CareEdge Analytics & Advisory
India
Early Warning System (EWS) for Predictive Credit Risk Management. ATS Global Techsoft designed and built a full-stack EWS application using Spring Boot microservices for backend analytics and Angular 14 for a responsive dashboard.
The challenge
Why this project mattered
CareEdge, a leading credit analytics firm, needed a mission-critical platform to proactively identify potential credit risks in bank borrower portfolios. Legacy systems provided only backward-looking reports with no real-time predictive capability, leaving relationship managers unable to intervene before NPA escalation.
What we built
The delivery
ATS Global Techsoft designed and built a full-stack EWS application using Spring Boot microservices for backend analytics and Angular 14 for a responsive dashboard. The system ingests multi-source borrower data (financial statements, transaction history, external bureau data), applies configurable rule engines and threshold alerts, and delivers real-time risk signals to banking officials via an intuitive dashboard. RESTful APIs were architected for seamless integration with bank core banking systems.
Technology stack
The technology we used
What changed
The outcome for our client
Real-time credit risk alerts reduced NPA escalation response time by 60%
Configurable rule engine allowed non-technical risk officers to manage thresholds independently
Integrated with 5 core banking systems via secure REST APIs without legacy disruption
System scaled to process 100,000+ borrower records daily with sub-3-second query response
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